Re: Nearfatal Paetron up.
Again, let me note, I'm not defending or attacking anyone here, I just wanted to lay a few facts straight;
$1800 a month is actually about 50 cents to $2 an hour less than US minimum wage, assuming 40 hours a week of full time work.
Actually false: the highest minimum wage in the entire country is $11 an hour, in San Francisco, and everywhere else is dramatically lower (California as a state is the second highest with $9.75 an hour, most other places are around $9-7 an hour).
Even at San Francisco's amount, $11 an hour, you're still looking at only $1760 a month, and that's before taxes, which will knock it down to about $1500 if you're lucky.
Minimum wage in California would be $1560 a month, which would bring you down to about $1300 after taxes or so.
That said, if you're making $1800 a month off of self employed income, you're going to get taxed heavily, and even with a guy doing your taxes for you that knows all the deductions you could make, you're looking at around 15-20% of your income getting nailed, which brings that down to $1530, which would still make it slightly over minimum wage for anywhere in the entire country.
Also, just personally, I have no retirement fund because I intend to work until the day I die; retiring and sitting around just going on vacations or whatever would bore the shit out of me, lol.
Anyway, I think a lot of people use Patreon for this simply because they turn a blind eye to adult projects. Pretty much your only other choice is OffBeatr, and they take a MASSIVE cut of your funds off the top.
This is by far and above the major reason. Offbeatr takes a huge portion of funds and DLSite takes even more, and DLSite is by far and above only viable if you have a Japanese translator (paying DLSite to translate it through Curious Factory will annihilate your wallet, lol).
Patreon takes pennies, comparatively, if you abide by their rules.
Unless his entire advertisement agency goes under or he fucks up as an employee, then he's going to have a stable career.
Again not defending Nearfatal, dunno who he is, but just to note this is also mostly false; office jobs, any job really, is just as unstable in today's economy as any other job.
I worked three office jobs in the past two years;
The first job I was let go at the end of the project despite overwhelmingly outperforming everyone else at the company at my level (this was confirmed by both co-workers and multiple people above me). Near the end of the project, most of the employees at the job were coming to me for advice on how to work stuff instead of our superior, because he was incompetent at what he did.
The reason I was let go was because a certain person above me was outright raging at the fact that I was practically flooding them with work (I'd have to send them my work which they'd then have to submit to the central databank), because they generally liked to screw around on Facebook all day long at work.
So, since that person had significant clout in the company, despite people above him praising my work, I was let go.
Same thing happened in the next job; outperformed most people, got let go due to people fearing losing their jobs.
Third job, I eventually ended up doing the jobs of four or five different people, well beyond what I was hired for (and was asked to do these extra jobs as well), got no pay raise despite the particular work that I was doing would be something that you'd be getting paid in the triple figures per hour for at most other companies (I was getting 10/hr), and as such, you guessed it, the work environment was again hostile.
After those jobs, I got sick of working in environments where you got punished for working your ass off, and others around you got rewarded for jerking off and never getting a damn thing done. (Note that I never bragged about any of these things, never rubbed it in other people's faces, always tried to be humble and help other people out with any problems they'd come to me for, etc.)
That's why I've been doing indie game development and so forth ever since; here, you get rewarded for working your ass off and the people you work with are generally hard workers who also are sick of similar situations happening to them, so it's a hell of a lot less stressful and a hell of a lot more enjoyable, and so forth.
Nope. At $1800 a month, unless the guy was in one of a few select states, he would be unable to get health coverage and still eat. He wouldn't need to set up a saving plan because he wouldn't be saving anything unless he lives with his parents or something.
Not true. My health coverage is $50 a month, I'm not on welfare; Obamacare has made health insurance insanely cheap for most people.
That said, health coverage is also REALLY bad now, and almost every doctor I've went to on this new health plan has been REALLY, REALLY bad.
