1-4 : Storyline event, no need to lose
5,12-13: Run out of MP at Bandit at right map, each defeat unlock +1
6 : Go to town while stark naked after striped by Bandit or Minotaur
7-9 : Event from Weapon Blacksmith, more got unlocked when morale goes down
10-11 :Master training event at top left house, got unlocked either from storyline? or morale?
14 : Check middle right house when morale already low
15 : Check Inn/Pub when morale already low
16 : Check Item Shop when morale already low
17 : Slave End, finish the game with 0 morale
18 : Defeated/Run out of MP when fighting Minotaur